Invest alongside Canadian homeowners
HEQ provides investors with scalable and diversified access to owner-occupied residential real estate, a foundational asset class that has historically been difficult to leverage efficiently.
Through our platform, investors participate alongside homeowners and gain exposure to the long-term performance of Canadian housing.
Unlocking opportunity in residential real estate
Residential home equity represents one of the largest pools of household wealth in Canada, yet accessing this value efficiently has historically been challenging. HEQ is building a scalable platform that connects homeowners seeking liquidity with investors seeking exposure to a diversified portfolio of owner-occupied residential real estate.
As rising living costs and household debt reshape the financial needs of Canadian households, demand for alternatives to traditional debt-based solutions is growing. HEQ gives homeowners a new way to access the wealth they have built in their homes, while creating an opportunity for investors to participate in the long-term value of Canadian residential real estate.
The opportunity is underpinned by compelling housing fundamentals in the Greater Toronto Area. Ontario is projected to require more than one million new homes over the next decade, while the region continues to face a significant housing supply gap. At the same time, limited growth in new low-rise, single-family housing supply creates additional support for the long-term value of existing properties.
Average Home Price Index
Toronto, ONSource: Toronto Regional Real Estate Board, 2025.
HEQ is positioned at the intersection of two powerful trends: homeowners seeking flexible access to their wealth and investors seeking scalable exposure to one of Canada's most important asset classes.
A proven concept
Home equity sharing has evolved into an established investment category in the United States over the past two decades. Leading providers such as Unison, Point, Hometap, Splitero, and Unlock have successfully scaled the model, helping tens of thousands of homeowners access their home equity while attracting billions of dollars in institutional capital.
The growth of the U.S. market demonstrates both strong homeowner demand for alternatives to traditional debt-based financing and investor appetite for innovative access to residential real estate. HEQ is among the first companies to bring this proven model to Canada, building the foundation for a new category of home equity investing and positioning itself to become the leading platform in the Canadian market.
Advisory board
HEQ is supported by a trusted Advisory Board of experienced leaders who bring deep expertise, strategic perspective, and valuable counsel as we grow and scale the platform.
Invest in what’s next
Learn more about HEQ, our investment model, and the opportunity ahead.